How to Sell A House As-Is in Massachusetts (2024)

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how to sell a house as is in massachusetts

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Key Summary

  • Options for ‘as-is’ sales include cash marketplaces, direct-to-buyers, FSBO, or flippers.
  • Just small repairs and inspections can raise an ‘as-is’ home’s appeal and price.
  • Honest disclosures build trust and ease the sale.
  • Know your real estate contract, making sure it shows the home is sold ‘as-is’ to protect and inform.

How to Sell a Home As-Is in Massachusetts

Selling a home ‘as-is’ in Massachusetts is smart for some homeowners. Maybe your home needs a lot of work, and you can’t fix it up for sale due to a lack of funds or just being short on time.

Selling a fixer-upper in MA means you don’t spend money or time on repairs. Here are the steps to take if you want to sell a house that needs repairs in Massachusetts:

1. Explore Your Selling Options

In Massachusetts, sellers have a variety of channels through which they can market their ‘as-is’ property. Each option has its unique advantages and considerations:

List on a Cash Marketplace

Platforms dedicated to cash sales can provide significant exposure, often reaching a nationwide audience of potential buyers, including investment firms and “We Buy Houses for Cash” companies. This route is particularly suitable for sellers looking for a swift, hassle-free transaction.

Sell Directly to Cash Home Buyers

If you are looking for a quick sale with less stress than more traditional methods, consider using a cash home buyer. Investors and home-buying companies specialize in cash purchases and will buy in an as-is state. This option is ideal for those looking for quick, stress-free sales as they can be completed in as little as 7 days in some scenarios.

DIY Sale Without a Realtor

For those comfortable with navigating the sale process independently, selling your home by owner (commonly known as an FSBO sale) can save on realtor commissions. Utilizing a Massachusetts Multiple Listing Service (MLS) can provide the exposure needed to attract potential buyers, mirroring the reach of more traditional sales methods but at a lower cost.

Target House Flippers

House flippers are always in search of properties they can renovate and sell for a profit. Selling your home ‘as-is’ to a flipper can be a quick way to offload a property that requires significant work, potentially avoiding the time and expense of making those improvements yourself.

2. Consider Minor Repairs

Consider Minor Repairs

Although selling ‘as-is’ means the buyer accepts the property in its current state, addressing minor repairs can significantly impact the appeal and value of your home. If you are keen to get a better price, it can be worth undertaking some minor repairs that are low cost to increase the final sale price.

ℹ️ Did you know? Making improvements to your property can increase the final sale price by as much as 10%.

Here are some examples of low-cost home improvements that can help you get a better market price for your property:

Improvement Average Cost
Replace door handles $20 - $50 per handle
Patch holes in walls $50 - $200
Paint interior rooms $100 - $300 per room
Fix leaky faucets $20 - $150
Replace light fixtures $50 - $200 per fixture
Update cabinet hardware $2 - $10 per knob/pull
Deep cleaning $100 - $400
Landscaping improvements $50 - $500

3. Pre-listing Inspection

A pre-listing inspection is a strategic move for sellers in Massachusetts, ensuring a transparent and efficient sales process. Disclosing any defects in the property upfront can help to avoid any disputes further along the line.

The process of a pre-listing inspection tends to look like this:

Identify Unknown Defects

Establishing any required repairs early on allows sellers to make informed decisions on pricing or repairs, ensuring the home’s condition is accurately reflected in the listing.

Adjust the Listing Price

Based on the inspection findings, sellers can adjust the listing price to mirror the property’s actual condition, ensuring a fair market value that attracts potential buyers.

Enhance Transparency and Trust

Sharing the inspection report with potential buyers boosts transparency, building trust and making buyers more comfortable with the purchase, reducing the chance of last-minute negotiations derailing the sale.

Smooth the Negotiation Process

Knowing the property’s condition up front puts sellers in a better position during negotiations, allowing for a more straightforward discussion about any necessary adjustments.

Choosing the Right Inspector

Opt for a licensed inspector in Massachusetts familiar with local regulations. Their expertise ensures a thorough review of the property, offering peace of mind and a solid basis for your sale strategy.

4. Accurate Seller Disclosures

Seller’s Statement of Property Condition

In an ‘as-is’ sale in Massachusetts, clear and honest communication about your property’s condition is important as it helps create a strong foundation for the sale. 

Massachusetts is one of the few states where the “caveat emptor” principle still applies, which essentially means “buyers beware”, and that they should investigate any property issues. Sellers are, however, encouraged to be transparent by providing a Seller’s Statement of Property Condition. Although the document is optional, it covers everything from utilities to hazardous materials reducing legal risks.

Let’s take a look at what needs to be disclosed when selling a house in Massachusetts:

HVAC, Electrical, and Plumbing

Detail the age, current condition, and any known problems with the home’s heating, ventilation, air conditioning, electrical systems, and plumbing. This includes any recent repairs, recurring issues, or replacements needed soon. Accurate information helps buyers understand potential upcoming expenses.

Presence of Hazardous Materials

State and federal laws in Massachusetts specify that you must disclose the presence of a septic system or if lead-based paint was used, which was common in homes built before 1978. 

If the property is served by a septic tank rather than a public sewer, a septic system inspection is required whenever there is a transfer of property to a new owner, as specified in Title 5 of the MA environmental code.

If lead-based paint has been used on a property then sellers must provide a copy of the state’s property transfer lead paint notification, which lets prospective buyers know about the dangers of lead paints, as well as the right to a lead paint inspection.

Known Issues with the Property's Structure or Foundation

Inform potential buyers about known issues with the home’s structure or foundation. This includes cracks in the foundation, termite damage, or any other condition that could impact the property’s integrity. Such disclosures can significantly affect the buyer’s decision-making process and valuation of the property.

5. Understand the Real Estate Contract

The As-Is Residential Contract for Sale and Purchase is a key document in the ‘as-is’ sale process. Familiarizing yourself with this contract is essential, as it outlines the terms of the sale, including the buyer’s rights to inspect the property and the implications of those inspections.

Ensure that the contract explicitly states that the property is being sold ‘as-is’, which can:

  • Limit your obligation to make repairs.
  • Clarify the buyer’s acceptance of the property’s condition post-inspection.

Understanding and accurately completing this contract can prevent misunderstandings and protect both parties’ interests throughout the sale.

Pros and Cons to Selling As-Is in Massachusetts

Selling a home as-is might seem unattractive, but many buyers seek project homes, not just investors. CNBC reported that 68% of millennials would be interested in a fixer-upper as they struggle to afford to get on the property market.

Of course, there are some disadvantages to as-is home sales too. Let’s take a look at the main pros and cons:



Massachusetts Property Market Trends

So far, 2024 figures for the Massachusetts real estate market are demonstrating a moment of prime opportunity for as-is sellers, demonstrated by a 6.9% increase in median sale prices and a 7.2% drop in total home sales.

This indicates strong demand, pushing prices up amidst a statewide inventory shortage. With homes spending an average of just 28 days on the market and selling at nearly their listing price, with a sale-to-list price ratio of 99.9%, it’s evident that buyers are willing to invest in properties readily available, even those needing some work.

This scenario, characterized by a 3.8% year-over-year decrease in listings, creates an ideal environment for sellers aiming to avoid the costs and efforts associated with property improvements before a sale.

Massachusetts Property Market Key Figures

Metric January 2024
Median Sale Price $573,000 (+6.9% YoY)
Total Home Sales 3,427 (-7.2% YoY)
Average Days on Market 28 (-3 YoY)
Sale-to-List Price Ratio 99.9% (+0.8 pt YoY)
Number of Homes Listed for Sale 10,637 (-3.8% YoY)

Data Source: Redfin

Do I Have to Pay Taxes When I Sell My House in Massachusetts?

When you sell real estate in Massachusetts, you may face capital gains taxes, which are assessed at 12% for short-term gains and 5% for long-term gains, however, some key exemptions and considerations could significantly impact your tax obligations.


  • If you are a single person and your home sells for $250,000 or less and you haven’t claimed an exemption in the past two years, you may be exempt from capital gains tax.
  • If you are a married couple and the property is your primary residence (lived in for 2 of the last 5 years) and sells for $500,000 or less, you may also qualify for an exemption, provided you haven’t been exempt in the last two years. Separated or individually filing spouses are subject to single seller conditions.
  • 1031 Exchange is a provision that allows reinvestment of sale proceeds into another property within 45 days, potentially deferring capital gains taxes. It applies to individuals, some corporations, and LLCs.

Frequently Asked Questions

Can you sell a house in Massachusetts without a realtor?

You can sell a house in Massachusetts without a realtor using the For Sale By Owner (FSBO) method. This approach saves you from paying commission fees, which are typically 5-6% in MA, and gives you full control over the sale.

FSBO, however, requires deep commitment and effort, especially for ‘as-is’ properties, as sellers handle market research, property marketing, and all legal paperwork themselves.

Despite the challenges, FSBO sellers can use flat-fee MLS services for exposure and seek advice from legal and financial professionals. Alternatively, selling directly to cash buyers offers a quicker, hassle-free option without the need for repairs or staging, ideal for those seeking a fast transaction.

What Happens During a Pre-listing Inspection for an 'As-Is' Sale in Massachusetts?

A pre-listing inspection for an ‘as-is’ sale in Massachusetts involves a professional examining your home before you list it for sale. This inspection identifies any significant issues that could impact the sale, such as structural problems or major system failures. 

The results can help you decide whether to make any repairs or simply adjust your sale price to reflect the home’s condition, ensuring transparency and potentially speeding up the sale process by addressing buyer concerns early on.

How Do I Determine the Right Price for My 'As-Is' Home in Massachusetts?

Determining the right price for an ‘as-is’ home in Massachusetts involves researching recent sales of similar homes in your area, considering the condition of your property, and possibly consulting with a real estate professional or appraiser. 

You’ll need to account for any major repairs or issues uncovered during the pre-listing inspection and compare your home to others on the market to set a competitive yet fair price that reflects its as-is condition.

As-Is Insights

For those looking at how to sell a home as-is in Massachusetts, the 2024 market provides a direct, profitable path for homeowners. This approach bypasses repair work, appealing to a diverse buyer pool eager for quick transactions. It’s an optimal strategy for swift, hassle-free sales amidst high demand and scarce inventory.

Looking to sell your MA home as-is? We’re ready to buy for cash, enquire today.

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